Personal Insurance

Heritage of Top-Quality Off-Road Vehicle Insurance in the Heart of Alabama


ATV Insurance

Protected for Every Excursion with Off-Road Vehicle Insurance From Belcher

What's your preferred way of escaping the pressure? Maybe you like hitting the links or maybe the trails? Perhaps your ideal getaway involves a day at the beach? Or maybe you're most relaxed when zipping around a dirt track or zigzagging along snowy hills?

Off-Road Vehicle Insurance for Every Adventure-Making Toy

Everyone knows you need to insure your car. But what about coverage for your other...shall we say, "less-practical" forms of transportation? You may not know it, but there are a range of options for covering your off-road playthings.
When it comes to recreation and leisure, Belcher Agency, can help you find affordable coverages for a variety of mobile amusements:
• ATVs
• Dirt bikes
• Dune buggies
• Golf carts
• Snowmobiles
• Motorsports
Belcher Insurance carriers offer policies for covering a wide range of circumstances. Whether your off-road vehicle is out roaming the hills or parked in your garage, we can write a suitable policy to shield it.

Is My Off-Road Vehicle Covered by Existing Insurance Policies?

In most cases, typical home insurance and auto insurance coverage won't protect recreational or specialized vehicles. If you ride your off-road vehicle on your own property, normal auto or home insurance might provide limited coverage, but you need to review your policy or call your agent to know for sure.
The majority of off-roaders don't use their vehicles on personal property, anyway. Plus, many public facilities now mandate that riders carry adequate off-road vehicle insurance. If you own one of these vehicles, you owe it to yourself and to others to carry a comprehensive off-road policy from Belcher.

What Does Off-Road Vehicle Insurance Cover?

Standard off-road vehicle insurance policies cover many of the same perils regular auto or motorcycle policies cover:
• Comprehensive
• Collision
• Bodily Injury & Property Damage Liability
• Uninsured/Underinsured Motorist

Call Belcher for a Free Quote on Off-Road Vehicle Insurance in the Tri-County Area

Wherever you go to escape, and no matter what you use to power you there, Belcher Insurance will help you protect it from perils along the path.

Got a question about off-road vehicle insurance? We’ve got an answer you need to help make an informed coverage decision. If you’re ready to start a new friendship with an Tri-County off-road vehicle insurance agency that puts your best interests first, call Belcher Agency today at 334-262-2984. Or for a free online boat insurance quote, just fill out the form on this page.