Personal Insurance

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Mobile Home

Mobile Home Insurance: Protecting Your Share of the American Dream

You are the king of your castle, and it doesn’t matter that your castle isn’t a proverbial mansion on a hill. You’ve worked hard to build a home for yourself and your family, and like any other homeowner, you need to protect your investment with proper home insurance.

In fact, we believe that every mobile home needs comprehensive mobile home insurance from Belcher Agency Inc to truly feel like...home.

Mobile Homes Have Unique Coverage Needs

Mobile homes—especially older ones—involve their own unique set of risks and liabilities. At Belcher Insurance, we’re here to answer all your questions about mobile home insurance and to help you sort through all your coverage options and needs.

What Does Mobile Home Insurance Cover?

Like a typical home insurance policy, mobile home insurance can provide comprehensive coverage from a range of perils:

Losses from Wind and hail damage
Losses due to collapse under the weight of ice or snow
Losses caused by stray or wild animals
Losses caused by busted pipes
Losses due to theft
Losses due to vandalism
Losses due to explosion
Losses due to landslide
Losses due to vandalism
Losses due to fire

As you can see, there is significant overlay between the two policy types. However, some perils covered by mobile home insurance aren’t covered by standard home insurance and vice versa.

Mobile Home Liability Insurance

A proper mobile home insurance policy should also include a liability provision. Liability insurance protects you, the homeowner, against lawsuits arising from bodily injury or property damage incurred by others while on your property. If you were sued and judged legally culpable for such losses, liability would help pay for:

Property damage to the effected person(s)
Pain & suffering of the effected individual(s)
Lost wages incurred because of the injury
Medical bills incurred because of the injury

Mobile Home Personal Property Insurance

Personal property insurance will reimburse you for the actual cash value for any belongings you lose that are covered by the policy.

Belcher is Your Trusted Alabama Insurance Agency for Mobile Home Coverage

At Belcher Insurance, we feel privileged to partner with clients throughout the Yellowhammer State. We work hard to exceed client expectations, and we’re devoted to being a dependable resource for each policyholder filing claim. When you need us most, we’ll be there to help every step of the way. This is our promise to every policyholder.

Contact Belcher Agency Inc for a FREE Mobile Home Insurance Quote

At Belcher Agency, we’re built two things: Relationships in coverage and Heart-of-Alabama pride. If you’re ready to start a new friendship with an Tri Count Area mobile home insurance agency that puts your best interests first, call Belcher Agency today at 334-262-2984. Or for a free online mobile home insurance quote, just fill out the form on this page. We can’t wait to work with you!