Personal Insurance

A Heritage of Motorcycle Insurance Savings in the Heart of Alabama


Two-Wheelin’ Peace of Mind with Comprehensive Motorcycle Insurance from Belcher

If you’re a motorcycle enthusiast, the call of the open road along Alabama’s numerous country-roads to anywhere is like no other.

At Belcher Agency, we can obtain coverage on a complete range of motorcycle types. Whether your two-wheelers of choice are street cycles and Harley Davidson HOGs, traditional cruisers and touring bikes, dirt bikes or ATVs, we’ll help you find comprehensive coverage at competitive rates.

What Does Motorcycle Insurance Cover?

Motorcycle insurance offers coverages similar to auto insurance policies, including:

Motorcycle Insurance Liability Coverage

Liability coverage for a motorcycle serves the same purpose as car liability coverage; it provides financial reimbursement to other motorists and passengers in the event you’re judged legally liable for an accident while riding your motorcycle.

Motorcycle Insurance Medical & Bodily Injury Coverage

Medical and bodily injury coverage reimburses you, as the motorcycle rider, for injuries you sustain in an accident.

Motorcycle Insurance Property Damage

This kind of coverage reimburses you for damage to your motorcycle caused by an accident. This coverage type frequently include damage to protective gear. Property damage coverage will also reimburse you if the vehicle is a total loss.

Motorcycle Insurance Comprehensive Coverage

Comprehensive coverage reimburses you for theft, fire, vandalism and other types of losses to your bike. Comprehensive insurance even covers your motorcycle while you have it stored away during cooler weather.

Motorcycle Insurance Custom Parts & Equipment Coverage

If you’re into customizing your ride, tinkering with it and upgrading it to suit your individual style and personality, custom parts and equipment coverage is a must. This kind of coverage reimburses you for damage and losses to your customizations. Like any other coverage type, the amount of reimbursement will depend on the amount of coverage, which typically ranges from between $3,000 and $10,000.

Uninsured/Underinsured Motorist Coverage

This type of coverage protects you in case you’re involved in an accident on your motorcycle wherein the other driver has no insurance or inadequate coverage.

Motorcycle Insurance Roadside Assistance

This coverage reimburses you if your bike breaks down on the road and needs a tow.

Motorcycle Insurance Trip Interruption Coverage

This coverage reimburses you for non-refundable costs associated with needing to unexpectedly cancel a trip, vacation, etc.

For a FREE Motorcycle Insurance Quote in Alabama, Contact Belcher Agency

Wherever you cruise on your two-wheeled adventure-maker, comprehensive motorcycle insurance from Belcher will help keep you protected. If you’re shopping for motorcycle insurance in the River Region, we’d be thrilled to hear from you! As an independent insurance agency, we partner with numerous motorcycle insurance carriers, and can do the shopping around for you!

If you’re ready to start a new friendship with an motorcycle insurance agency that’s dedicated to helping policyholders make informed coverage decisions, call Belcher Agency today at 334-262-2984. Or for a free online auto insurance quote, just fill out the form on this page.